An advanced factoring technique allows you to rewrite the sum of a finite geometric series in a compact formula. An infinite geometric series is more difficult because sometimes it sums to be a number and sometimes the sum keeps on growing to infinity. When does an infinite geometric series sum to be just a number and when does it sum to be infinity?

### Geometric Series

A **geometric series** is a sum of numbers whose consecutive terms form a geometric sequence. Recall the advanced factoring technique for the difference of two squares and, more generally, two terms of any power (5 in this case).

\begin{align*}a^2-b^2&=(a-b)(a+b) \\
a^5-b^5&=(a-b)(a^4+a^3b+a^2b^2+ab^3+b^4) \\
a^n-b^n&=(a-b)(a^{n-1}+ \cdots +b^{n-1})\end{align*}

If the first term is one then \begin{align*}a=1\end{align*}

\begin{align*}1-r^n=(1-r)(1+r+r^2+ \cdots r^{n-1})\end{align*}

You can divide both sides by \begin{align*}(1-r)\end{align*}

\begin{align*}1+r+r^2+\cdots r^{n-1}=\frac{1-r^n}{1-r}
\end{align*}

The left side of this equation is a geometric series with starting term 1 and common ratio of \begin{align*}r\end{align*}

\begin{align*}a_1+a_1r+a_1r^2+\cdots a_1r^{n-1}=a_1 \left(\frac{1-r^n}{1-r}\right)\end{align*}

This is the sum of a **finite geometric series**.

To sum an **infinite geometric series**, you should start by looking carefully at the previous formula for a finite geometric series. As the number of terms get infinitely large \begin{align*}(n\rightarrow \infty)\end{align*}

\begin{align*}a_1 \left(\frac{1-r^n}{1-r}\right)\end{align*}

**Option 1:** The term \begin{align*}r^n\end{align*}**divergent.**

**Option 2:** The term \begin{align*}r^n\end{align*}**convergent**.

One way to think about these options is think about what happens when you take \begin{align*}0.9^{100}\end{align*}

\begin{align*}0.9^{100} &\approx 0.00002656 \\
1.1^{100} &\approx 13780\end{align*}

As you can see, even numbers close to one either get very small quickly or very large quickly.

The formula for calculating the sum of an infinite geometric series that converges is:

\begin{align*}\sum \limits_{i=1}^{\infty} a_1 \cdot r^{i-1}=a_1 \left(\frac{1}{1-r}\right)\end{align*}

Notice how this formula is the same as the finite version but with \begin{align*}r^n=0\end{align*}

A **partial sum** of an infinite sum is the sum of all the terms up to a certain point. Considering partial sums can be useful when analyzing infinite sums.

### Examples

#### Example 1

Earlier, you were asked when a infinite geometric series sum to just a number. An infinite geometric series converges if and only if \begin{align*}\left |r\right \vert <1\end{align*}

#### Example 2

Compute the sum of the following infinite geometric series two ways, without using the infinite summation formula and using the infinite summation formula.

\begin{align*}0.2+0.02+0.002+0.0002+\cdots
\end{align*}

Without using the summation formula:

You can tell just by looking at the sum that the infinite sum will be the repeating decimal \begin{align*}0.\overline{2} \end{align*}

Let \begin{align*}x=0.\overline{2}\end{align*}

Then \begin{align*}10x=2.\overline{2}\end{align*}

Subtract the two equations and solve for \begin{align*}x\end{align*}

\begin{align*}10x-x&=2.\overline{2}-0.\overline{2} \\
9x&=2 \\
x&=\frac{2}{9}\end{align*}

With using the summation formula:

The first term of the sequence is \begin{align*}a_1=0.2\end{align*}. The common ratio is 0.1. Since \begin{align*}\left |0.1 \right \vert <1\end{align*}, the series does converge.

\begin{align*}0.2 \left(\frac{1}{1-0.1}\right)=\frac{0.2}{0.9}=\frac{2}{9}\end{align*}

#### Example 3

Why does an infinite series with \begin{align*}r=1\end{align*} diverge?

If \begin{align*}r=1\end{align*} this means that the common ratio between the terms in the sequence is 1. This means that each number in the sequence is the same. When you add up an infinite number of any finite numbers (even fractions close to zero) you will always get infinity or negative infinity. The only exception is 0. This case is trivial because a geometric series with an initial value of 0 is simply the following series, which clearly sums to 0:

\begin{align*}0+0+0+0+\cdots\end{align*}

#### Example 4

What is the sum of the first 8 terms in the following geometric series?

\begin{align*}4+2+1+\frac{1}{2}+\cdots\end{align*}

The first term is 4 and the common ratio is \begin{align*}\frac{1}{2}\end{align*}.

\begin{align*}SUM=a_1\left(\frac{1-r^n}{1-r}\right)=4 \left(\frac{1- \left(\frac{1}{2}\right)^8}{1- \frac{1}{2}}\right)=4 \left(\frac{\frac{255}{256}}{\frac{1}{2}}\right)=\frac{255}{32}\end{align*}

#### Example 5

You put $100 in a bank account at the end of every year for 10 years. The account earns 6% interest. How much do you have total at the end of 10 years?

The first deposit gains 9 years of interest: \begin{align*}100 \cdot 1.06^9\end{align*}

The second deposit gains 8 years of interest: \begin{align*}100 \cdot 1.06^8\end{align*}. This pattern continues, creating a geometric series. The last term receives no interest at all.

\begin{align*}100 \cdot 1.06^9+100 \cdot 1.06^8+\cdots 100 \cdot 1.06+100\end{align*}

Note that normally geometric series are written in the opposite order so you can identify the starting term and the common ratio more easily.

\begin{align*}a_1=100,r=1.06\end{align*}

The sum of the 10 years of deposits is:

\begin{align*}a_1\left(\frac{1-r^n}{1-r}\right)=100 \left(\frac{1-1.06^{10}}{1-1.06}\right)\approx \$1318.08\end{align*}

### Review

Find the sum of the first 15 terms for each geometric sequence below.

1. \begin{align*}5,10,20,\ldots\end{align*}

2. \begin{align*}2,8,32,\ldots\end{align*}

3. \begin{align*}5,\frac{5}{2},\frac{5}{4},\ldots\end{align*}

4. \begin{align*}12,4,\frac{4}{3},\ldots\end{align*}

5. \begin{align*}\frac{1}{3},1,3,\ldots\end{align*}

For each infinite geometric series, identify whether the series is convergent or divergent. If convergent, find the number where the sum converges.

6. \begin{align*}5+10+20+\cdots\end{align*}

7. \begin{align*}2+8+32+\cdots\end{align*}

8. \begin{align*}5+\frac{5}{2}+\frac{5}{4}+\cdots\end{align*}

9. \begin{align*}12+4+\frac{4}{3}+\cdots\end{align*}

10. \begin{align*}\frac{1}{3}+1+3+\cdots\end{align*}

11. \begin{align*}6+2+\frac{2}{3}+\cdots\end{align*}

12. You put $5000 in a bank account at the end of every year for 30 years. The account earns 2% interest. How much do you have total at the end of 30 years?

13. You put $300 in a bank account at the end of every year for 15 years. The account earns 4% interest. How much do you have total at the end of 10 years?

14. You put $10,000 in a bank account at the end of every year for 12 years. The account earns 3.5% interest. How much do you have total at the end of 12 years?

15. Why don’t infinite arithmetic series converge?

### Review (Answer)

To see the Review answers, open this PDF file and look for section 12.5.