Flexi Says: Most water is not usable by humans. Of the water that is, it is not evenly distributed. It is not necessarily located where it is needed. Freshwater is water that contains little or no dissolved salt. Most freshwater is frozen in ice caps and glaciers. Glaciers cover the peaks of some tall mountains. For example, the Cascades Mountains in North America and the Alps Mountains in Europe are capped with ice. Ice caps cover vast areas of Antarctica and Greenland. Chunks of ice frequently break off caps. They form icebergs that float in the oceans. Only a tiny fraction of Earth’s fresh water is in the liquid state. Most liquid freshwater is under the ground in layers of rock. Of freshwater on the surface, the majority occurs in lakes and soil. The reservoirs for water include the atmosphere, ocean, rivers, lakes, ponds, groundwater, and glaciers